Sustainability at Swiss Life Germany For us, it is of central importance to be a responsible and sustainable company. It is important to use to identify and respond to developments correctly and on time. This is also true of climate change - one of the biggest challenges that we are facing today. We ratify the goals of the Paris Treaty of 2015 to limit global warming to significantly below 1,5° C. The governing body for sustainability is the Group Management led by the Group CEO. A group-wide organisation consisting of sustainability experts and representatives from all divisions ensures that the measures agreed at Group level are implemented locally in the divisions. What does Swiss Life do for this in Germany? As a sustainable company, we accept our responsibility as an employer, in society, in business and in relation to the environment. Swiss Life assists people with living a self-determined life. That's our corporate mission which applies across the Group and which particularly drives our around 1,800 employees and more than 6,000 financial advisors in Germany. We act environmentally Swiss Life has set itself clear targets to reduce greenhouse emissions in its company buildings. For example, the company building in Garching has its own combined heat and power plant as well as from 2023 with independent photovoltaic plant systems. The location in Hanover will also follow suit and is expected to implement district heating in 2024. Swiss Life is a member of the Hanover Climate Protection Alliance, is involved in ÖKOPROFIT at its two main locations and has received multiple awards for its extraordinary commitment to occupational ecology. Across the group, we have made a commitment as a group to lower our CO₂ emissions by 35 % per full-time employee by 2023. Starting in 2022, we compensate for all residual emissions - making us net-zero from 2022. In addition, Swiss Life invests in digitalisation and hence in paperless advisory processes such as online video conferencing, e-signatures, as well as sustainable application, contract and commission procedures. The aim is to design the customer process to be as mobile in terms of time and location as possible in order to not only increase customer satisfaction but also reduce emissions from print-outs and mobility.